Retirement plan

ED NAPLETON OAK LAWN IMPORTS, INC. ED NAPLETON DEALERSHIP GROUP 401(K) PLAN

Name: ED NAPLETON OAK LAWN IMPORTS, INC. - ED NAPLETON OAK LAWN IMPORTS, INC. ED NAPLETON DEALERSHIP GROUP 401(K) PLAN (2020) Form 5500
Creator: ED NAPLETON OAK LAWN IMPORTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ED NAPLETON OAK LAWN IMPORTS, INC. ED NAPLETON DEALERSHIP GROUP 401(K) PLAN, ED NAPLETON OAK LAWN IMPORTS, INC.

ED NAPLETON OAK LAWN IMPORTS, INC.EIN 36-3480707Plan #001PY 2020

1 OAKBROOK TERRACE, SUITE 600 - OAKBROOK TERRACE, IL 60181630-530-3955

Other plans on this EIN

1 filing

#002Retirement-$1.5M assets

Prospect flagsLow participationFailed to transmit contributionsCorrective distributions

How to read this page

Total assets (EOY)

$31.4M

+21.7% from 2019

Total participants

1,765

+6.8% from 2019

Average account balance

$42,395

+19.0% from 2019

Annual return

15.37%

-45.10 pp from 2019

Benchmarks

See 348 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort348 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$46.80M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,939

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.03M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$141

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE6+ years Filed as: NATIONWIDE LIFE INSURANCE CO. Service code 15 · EIN 31-4156830	Recordkeeping	$94,305
MMA SECURITIES LLC1 year Filed as: MMA SECURITIES, LLC Service code 27 PO BOX 9496 · NEW YORK, NY 10087	Advisory (Plan)	$59,899
KESTRA INVESTMENT SERVICES LLC3 years Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SOUTHWEST PKWY · AUSTIN, TX 78735	Advisory (Plan)	$18,620

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$115K

$71 / participant

Other / not subdivided$115K100.0%

% of EOY assets

0.366%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: JOHN R. WATERS & COMPANY
Auditor EIN: 363446407
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,395

$43,466-2.5%

$90,970-53.4%

$90,274-53.0%

Participation rate

36.6%

62.5%-25.9pp

69.0%-32.4pp

73.4%-36.8pp

Annual return

15.37%

25.26%-9.9pp

134.58%-119.2pp

53.97%-38.6pp

Employer contribution / active EE

$840-100.0%

$2,122-100.0%

$2,523-100.0%

Participant deferral / active EE

$2,340

$2,138+9.5%

$3,373-30.6%

$4,231-44.7%

Admin fee / account holder

$155

$92+68.8%

$5,960-97.4%

$114+35.9%

Provider

Service type

Compensation

NATIONWIDE6+ years

Filed as: NATIONWIDE LIFE INSURANCE CO.

Service code 15 · EIN 31-4156830

Recordkeeping

$94,305

MMA SECURITIES LLC1 year

Filed as: MMA SECURITIES, LLC

Service code 27

PO BOX 9496 · NEW YORK, NY 10087

Advisory (Plan)

$59,899

KESTRA INVESTMENT SERVICES LLC3 years

Filed as: KESTRA ADVISORY SERVICES LLC

Service code 27

5707 SOUTHWEST PKWY · AUSTIN, TX 78735

Advisory (Plan)

$18,620

ED NAPLETON OAK LAWN IMPORTS, INC. ED NAPLETON DEALERSHIP GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ED NAPLETON OAK LAWN IMPORTS, INC. ED NAPLETON DEALERSHIP GROUP 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion