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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,606 | $138,102-28.6% | $125,381-21.4% | $134,532-26.7% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -25.07% | 750.73%-775.8pp | 572.31%-597.4pp | 418.27%-443.3pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,426 | $7,801-81.7% | $7,448-80.8% | $6,401-77.7% |
| Admin fee / account holder | $17,697 | $11,568+53.0% | $10,007+76.8% | $11,429+54.8% |