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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,029 | $165,381-18.4% | $149,730-9.8% | $158,966-15.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 21.06% | 348.29%-327.2pp | 276.70%-255.6pp | 302.95%-281.9pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,663 | $7,182-35.1% | $6,843-31.9% | $5,983-22.1% |
| Admin fee / account holder | $26,976 | $10,809+149.6% | $9,310+189.7% | $11,250+139.8% |