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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,211 | $114,093-54.2% | $96,171-45.7% | $167,536-68.8% |
| Participation rate | 60.0% | 75.1%-15.1pp | 68.4%-8.4pp | 82.1%-22.1pp |
| Annual return | 12.46% | 190.00%-177.5pp | 192.04%-179.6pp | 478.82%-466.4pp |
| Employer contribution / active EE | $2,161 | $3,429-37.0% | $2,799-22.8% | $4,839-55.3% |
| Participant deferral / active EE | $2,936 | $5,197-43.5% | $4,350-32.5% | $6,342-53.7% |
| Admin fee / account holder | $20 | $6,899-99.7% | $5,538-99.6% | $12,315-99.8% |