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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,892 | $109,411-61.7% | $89,435-53.2% | $158,982-73.6% |
| Participation rate | 50.0% | 74.3%-24.3pp | 68.0%-18.0pp | 82.0%-32.0pp |
| Annual return | 30.02% | 345.68%-315.7pp | 245.55%-215.5pp | 302.99%-273.0pp |
| Employer contribution / active EE | $1,385 | $3,173-56.3% | $2,587-46.5% | $4,763-70.9% |
| Participant deferral / active EE | $1,938 | $4,600-57.9% | $3,890-50.2% | $5,983-67.6% |
| Admin fee / account holder | $20 | $6,159-99.7% | $4,884-99.6% | $11,252-99.8% |