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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,009 | $166,268-79.5% | $165,100-79.4% | $145,897-76.7% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 10.27% | 100.52%-90.3pp | 70.21%-59.9pp | 552.29%-542.0pp |
| Employer contribution / active EE | $0 | $5,284-100.0% | $4,348-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,637 | $6,964-33.4% | $6,035-23.2% | $6,689-30.7% |
| Admin fee / account holder | $2,395 | $16,659-85.6% | $12,696-81.1% | $13,390-82.1% |