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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,200 | $103,949+83.0% | $69,182+174.9% | $273,972-30.6% |
| Participation rate | 52.6% | 67.4%-14.7pp | 55.1%-2.5pp | 83.0%-30.4pp |
| Annual return | 3.38% | 35.28%-31.9pp | -21.93%+25.3pp | 41.46%-38.1pp |
| Employer contribution / active EE | $920 | $1,783-48.4% | $1,206-23.7% | $4,869-81.1% |
| Participant deferral / active EE | $3,118 | $2,716+14.8% | $1,897+64.4% | $5,287-41.0% |
| Admin fee / account holder | $2,340 | $3,671-36.3% | $2,697-13.2% | $10,133-76.9% |