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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,014 | $53,162+187.8% | $91,225+67.7% | $68,495+123.4% |
| Participation rate | 90.3% | 63.2%+27.1pp | 73.2%+17.1pp | 67.9%+22.4pp |
| Annual return | -18.21% | -3.14%-15.1pp | 114.10%-132.3pp | -7.84%-10.4pp |
| Employer contribution / active EE | $3,468 | $1,709+102.9% | $2,851+21.7% | $2,596+33.6% |
| Participant deferral / active EE | $6,386 | $2,974+114.7% | $4,234+50.8% | $4,028+58.6% |
| Admin fee / account holder | $1,688 | $4,493-62.4% | $5,422-68.9% | $5,403-68.8% |