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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 30-0219031 | Recordkeeping | $18,150 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,920 | $49,471+41.3% | $79,583-12.1% | $66,949+4.4% |
| Participation rate | 48.8% | 61.4%-12.6pp | 69.5%-20.7pp | 69.8%-21.0pp |
| Annual return | -17.93% | 84.30%-102.2pp | 0.16%-18.1pp | 1.57%-19.5pp |
| Employer contribution / active EE | $1,449 | $1,266+14.4% | $2,414-40.0% | $2,545-43.1% |
| Participant deferral / active EE | $3,285 | $3,160+4.0% | $3,986-17.6% | $4,239-22.5% |
| Admin fee / account holder | $173 | $595-70.9% | $6,835-97.5% | $594-70.9% |