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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,487 | $79,955+70.7% | $98,461+38.6% | $75,173+81.6% |
| Participation rate | 77.4% | 70.4%+7.1pp | 75.2%+2.2pp | 67.2%+10.2pp |
| Annual return | 17.33% | 19.75%-2.4pp | 21.17%-3.8pp | 160.72%-143.4pp |
| Employer contribution / active EE | $6,026 | $2,264+166.1% | $3,049+97.7% | $2,671+125.6% |
| Participant deferral / active EE | $5,810 | $3,752+54.8% | $4,738+22.6% | $4,126+40.8% |
| Admin fee / account holder | $563 | $6,841-91.8% | $8,961-93.7% | $5,651-90.0% |