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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $44,057 |
RBC WEALTH MANAGEMENT2 years Filed as: RBC CAPITAL MARKETS, LLC Service code 27 · EIN 41-1416330 | Advisory (Plan) | $23,225 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,388 | $65,125+9.6% | $143,797-50.4% | $66,949+6.6% |
| Participation rate | 65.3% | 65.2%+0.1pp | 80.3%-15.0pp | 69.8%-4.5pp |
| Annual return | -16.50% | -11.13%-5.4pp | -0.04%-16.5pp | 1.57%-18.1pp |
| Employer contribution / active EE | $2,438 | $2,362+3.2% | $4,952-50.8% | $2,545-4.2% |
| Participant deferral / active EE | $4,394 | $2,920+50.5% | $5,638-22.1% | $4,239+3.6% |
| Admin fee / account holder | $258 | $503-48.6% | $14,679-98.2% | $594-56.5% |