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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $47,183 |
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS, LLC Service code 27 · EIN 41-1416330 | Advisory (Plan) | $22,435 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,313 | $61,166+59.1% | $185,849-47.6% | $79,391+22.6% |
| Participation rate | 63.1% | 66.6%-3.6pp | 81.7%-18.7pp | 70.7%-7.7pp |
| Annual return | 13.70% | 19.45%-5.7pp | 122.10%-108.4pp | 116.88%-103.2pp |
| Employer contribution / active EE | $2,728 | $2,321+17.5% | $5,169-47.2% | $2,428+12.3% |
| Participant deferral / active EE | $4,765 | $2,789+70.9% | $5,569-14.4% | $4,046+17.8% |
| Admin fee / account holder | $313 | $710-55.8% | $16,244-98.1% | $627-50.0% |