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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,810 | $98,776+309.8% | $149,745+170.3% | $79,856+406.9% |
| Participation rate | 98.6% | 75.8%+22.8pp | 82.5%+16.1pp | 69.6%+29.0pp |
| Annual return | 11.28% | 27.38%-16.1pp | 276.72%-265.4pp | 31.71%-20.4pp |
| Employer contribution / active EE | $12,009 | $3,217+273.3% | $4,646+158.5% | $2,471+385.9% |
| Participant deferral / active EE | $9,154 | $5,681+61.1% | $6,843+33.8% | $3,741+144.7% |
| Admin fee / account holder | $3,550 | $6,053-41.4% | $9,312-61.9% | $5,306-33.1% |