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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,399 | $85,766+281.7% | $136,298+140.2% | $70,126+366.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 16.77% | 31.46%-14.7pp | 5156.27%-5139.5pp | 73.15%-56.4pp |
| Employer contribution / active EE | $11,411 | $2,966+284.7% | $4,696+143.0% | $2,343+387.1% |
| Participant deferral / active EE | $9,148 | $5,051+81.1% | $6,247+46.4% | $3,332+174.6% |
| Admin fee / account holder | $14,416 | $5,421+165.9% | $9,244+55.9% | $4,645+210.3% |