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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,026 | $227,566-27.9% | $189,558-13.5% | $167,518-2.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.5%+21.5pp | 82.1%+17.9pp |
| Annual return | -1.82% | 78.43%-80.2pp | 64.19%-66.0pp | 478.71%-480.5pp |
| Employer contribution / active EE | $12,990 | $5,316+144.4% | $4,412+194.4% | $4,838+168.5% |
| Participant deferral / active EE | $13,000 | $7,002+85.7% | $6,174+110.6% | $6,342+105.0% |
| Admin fee / account holder | $1,410 | $11,881-88.1% | $9,809-85.6% | $12,312-88.5% |