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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,462 | $65,423-74.8% | $98,477-83.3% | $85,856-80.8% |
| Participation rate | 75.7% | 65.0%+10.7pp | 73.3%+2.3pp | 69.3%+6.4pp |
| Annual return | 15.16% | 21.76%-6.6pp | 1493.59%-1478.4pp | 318.58%-303.4pp |
| Employer contribution / active EE | $718 | $2,168-66.9% | $2,961-75.7% | $2,565-72.0% |
| Participant deferral / active EE | $2,701 | $3,167-14.7% | $4,276-36.8% | $3,952-31.6% |
| Admin fee / account holder | $367 | $4,594-92.0% | $5,951-93.8% | $6,261-94.1% |