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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,423 | $73,009+162.2% | $90,760+110.9% | $68,486+179.5% |
| Participation rate | 58.5% | 70.8%-12.3pp | 75.7%-17.2pp | 67.9%-9.4pp |
| Annual return | -12.32% | -13.81%+1.5pp | -12.16%-0.2pp | -7.85%-4.5pp |
| Employer contribution / active EE | $1,865 | $2,193-14.9% | $2,922-36.2% | $2,597-28.2% |
| Participant deferral / active EE | $6,909 | $3,626+90.5% | $4,565+51.3% | $4,028+71.5% |
| Admin fee / account holder | $127,422 | $5,896+2061.3% | $8,444+1409.0% | $5,404+2258.0% |