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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,858 | $76,371+225.9% | $93,621+165.8% | $72,975+241.0% |
| Participation rate | 70.0% | 71.8%-1.8pp | 75.8%-5.8pp | 69.5%+0.5pp |
| Annual return | 24.16% | 25.82%-1.7pp | 32.76%-8.6pp | 81.01%-56.9pp |
| Employer contribution / active EE | $2,164 | $2,276-4.9% | $2,719-20.4% | $2,440-11.3% |
| Participant deferral / active EE | $6,981 | $3,538+97.3% | $4,070+71.5% | $3,608+93.5% |
| Admin fee / account holder | $7,345 | $6,839+7.4% | $7,890-6.9% | $5,124+43.3% |