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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,320 | $162,812-69.1% | $133,971-62.4% | $158,966-68.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.81% | 41.94%-28.1pp | 45.09%-31.3pp | 302.95%-289.1pp |
| Employer contribution / active EE | $1,301 | $4,976-73.9% | $3,919-66.8% | $4,762-72.7% |
| Participant deferral / active EE | $7,698 | $5,910+30.2% | $5,047+52.5% | $5,983+28.7% |
| Admin fee / account holder | $4,726 | $11,741-59.8% | $8,929-47.1% | $11,250-58.0% |