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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,137 | $135,645-82.9% | $110,243-79.0% | $135,380-82.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | 0.70% | 513.24%-512.5pp | 314.76%-314.1pp | 519.81%-519.1pp |
| Employer contribution / active EE | $10,658 | $4,907+117.2% | $3,827+178.5% | $4,779+123.0% |
| Participant deferral / active EE | $7,665 | $5,507+39.2% | $4,672+64.1% | $5,609+36.7% |
| Admin fee / account holder | $529 | $11,458-95.4% | $8,548-93.8% | $10,828-95.1% |