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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,333 | $76,551+1.0% | $123,894-37.6% | $62,881+23.0% |
| Participation rate | 59.3% | 73.0%-13.7pp | 81.4%-22.2pp | 69.3%-10.0pp |
| Annual return | 7.12% | 18.68%-11.6pp | 47.52%-40.4pp | 20.14%-13.0pp |
| Employer contribution / active EE | $1,355 | $2,882-53.0% | $4,617-70.6% | $2,281-40.6% |
| Participant deferral / active EE | $3,192 | $4,840-34.0% | $5,984-46.7% | $3,203-0.3% |
| Admin fee / account holder | $23,379 | $4,826+384.5% | $8,357+179.7% | $4,296+444.2% |