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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,885 | $148,623+63.4% | $135,974+78.6% | $139,466+74.2% |
| Participation rate | 68.8% | 83.9%-15.1pp | 81.9%-13.2pp | 80.3%-11.6pp |
| Annual return | 16.82% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $1,598 | $5,246-69.5% | $4,859-67.1% | $4,754-66.4% |
| Participant deferral / active EE | $7,988 | $8,103-1.4% | $7,760+2.9% | $6,712+19.0% |
| Admin fee / account holder | $2,084 | $12,406-83.2% | $10,767-80.6% | $11,409-81.7% |