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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,627 | $138,076+116.3% | $123,553+141.7% | $135,380+120.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.02% | 153.70%-160.7pp | 119.21%-126.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $3,626 | $5,152-29.6% | $4,628-21.6% | $4,779-24.1% |
| Participant deferral / active EE | $6,528 | $6,800-4.0% | $6,426+1.6% | $5,609+16.4% |
| Admin fee / account holder | $8,407 | $10,917-23.0% | $9,284-9.4% | $10,828-22.4% |