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| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Service code 12 · EIN 13-3689044 | Shareholder servicing fees; Finders' ... | $146,217 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,051 | $36,728-48.1% | $56,025-66.0% | $99,313-80.8% |
| Participation rate | 24.4% | 25.4%-1.0pp | 52.5%-28.1pp | 71.7%-47.3pp |
| Annual return | 10.16% | 14.66%-4.5pp | 1712.69%-1702.5pp | 17.67%-7.5pp |
| Employer contribution / active EE | $220 | $415-46.9% | $1,042-78.9% | $3,264-93.3% |
| Participant deferral / active EE | $753 | $1,058-28.8% | $1,955-61.5% | $5,346-85.9% |
| Admin fee / account holder | $47 | $113-58.2% | $2,828-98.3% | $109-56.7% |