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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,988 | $78,425+163.9% | $95,956+115.7% | $79,858+159.2% |
| Participation rate | 95.3% | 73.5%+21.9pp | 77.1%+18.3pp | 69.6%+25.7pp |
| Annual return | 5.64% | 19.37%-13.7pp | 91.63%-86.0pp | 31.72%-26.1pp |
| Employer contribution / active EE | $10,777 | $1,945+454.0% | $2,541+324.1% | $2,471+336.2% |
| Participant deferral / active EE | $8,289 | $3,440+141.0% | $4,167+98.9% | $3,740+121.6% |
| Admin fee / account holder | $55,690 | $5,622+890.6% | $6,797+719.4% | $5,306+949.6% |