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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $13,377 |
MORGAN STANLEY SMITH BARNEY2 years Service code 49 · EIN 26-4310632 | Other Services | $3 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,039 | $89,652-65.4% | $141,177-78.0% | $65,185-52.4% |
| Participation rate | 35.4% | 74.7%-39.3pp | 82.5%-47.1pp | 70.2%-34.8pp |
| Annual return | 22.15% | 32.79%-10.6pp | 71.40%-49.3pp | 29.38%-7.2pp |
| Employer contribution / active EE | $0 | $3,065-100.0% | $4,736-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $2,657 | $5,691-53.3% | $6,710-60.4% | $3,514-24.4% |
| Admin fee / account holder | $78 | $569-86.2% | $10,263-99.2% | $847-90.8% |