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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,250 | $93,589+233.6% | $135,942+129.7% | $75,181+315.3% |
| Participation rate | 96.3% | 75.2%+21.1pp | 81.9%+14.4pp | 67.2%+29.1pp |
| Annual return | 17.36% | 30.90%-13.5pp | 68.28%-50.9pp | 160.69%-143.3pp |
| Employer contribution / active EE | $3,728 | $3,537+5.4% | $4,858-23.2% | $2,671+39.6% |
| Participant deferral / active EE | $15,444 | $6,405+141.1% | $7,759+99.0% | $4,126+274.3% |
| Admin fee / account holder | $2,656 | $6,977-61.9% | $10,764-75.3% | $5,650-53.0% |