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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,613 | $96,678-70.4% | $86,640-67.0% | $139,466-79.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 17.19% | 106.69%-89.5pp | 592.52%-575.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $8,952 | $3,265+174.1% | $3,024+196.0% | $4,754+88.3% |
| Participant deferral / active EE | $6,906 | $4,837+42.8% | $4,438+55.6% | $6,712+2.9% |
| Admin fee / account holder | $715 | $6,410-88.9% | $5,616-87.3% | $11,409-93.7% |