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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,019 | $92,743-81.6% | $82,744-79.4% | $134,532-87.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.76% | 946.63%-964.4pp | 702.22%-720.0pp | 418.27%-436.0pp |
| Employer contribution / active EE | $6,827 | $3,273+108.6% | $3,008+126.9% | $4,741+44.0% |
| Participant deferral / active EE | $5,271 | $4,802+9.8% | $4,395+19.9% | $6,401-17.7% |
| Admin fee / account holder | $744 | $5,977-87.5% | $5,325-86.0% | $11,429-93.5% |