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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,237 | $72,071-24.7% | $68,368-20.7% | $137,256-60.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.02% | 353.14%-340.1pp | 292.57%-279.6pp | 220.34%-207.3pp |
| Employer contribution / active EE | $8,846 | $2,788+217.3% | $2,649+234.0% | $4,156+112.9% |
| Participant deferral / active EE | $6,936 | $4,410+57.3% | $4,123+68.2% | $6,407+8.3% |
| Admin fee / account holder | $1,915 | $5,336-64.1% | $5,150-62.8% | $12,270-84.4% |