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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,066 | $65,034+324.5% | $90,970+203.5% | $79,856+245.7% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 7.58% | 30.45%-22.9pp | 134.60%-127.0pp | 31.71%-24.1pp |
| Employer contribution / active EE | $4,404 | $1,247+253.0% | $2,122+107.5% | $2,471+78.2% |
| Participant deferral / active EE | $5,573 | $2,512+121.8% | $3,373+65.2% | $3,741+49.0% |
| Admin fee / account holder | $9,721 | $4,536+114.3% | $5,961+63.1% | $5,306+83.2% |