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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,894 | $58,493+352.9% | $84,023+215.3% | $72,976+263.0% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 22.42% | 28.93%-6.5pp | 71.32%-48.9pp | 81.02%-58.6pp |
| Employer contribution / active EE | $3,993 | $1,163+243.4% | $1,984+101.3% | $2,440+63.7% |
| Participant deferral / active EE | $4,879 | $2,394+103.8% | $3,239+50.6% | $3,608+35.2% |
| Admin fee / account holder | $3,576 | $4,569-21.7% | $6,102-41.4% | $5,124-30.2% |