Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,411 | $48,076-55.5% | $78,690-72.8% | $62,891-66.0% |
| Participation rate | 63.0% | 65.2%-2.2pp | 73.6%-10.5pp | 69.3%-6.3pp |
| Annual return | 4.11% | 31.35%-27.2pp | 62.18%-58.1pp | 20.14%-16.0pp |
| Employer contribution / active EE | $709 | $2,015-64.8% | $2,851-75.1% | $2,281-68.9% |
| Participant deferral / active EE | $798 | $2,588-69.2% | $3,517-77.3% | $3,203-75.1% |
| Admin fee / account holder | $16,637 | $3,207+418.7% | $4,511+268.9% | $4,296+287.3% |