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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,458 | $80,992+85.8% | $96,534+55.9% | $75,173+100.1% |
| Participation rate | 69.7% | 71.8%-2.1pp | 76.0%-6.3pp | 67.2%+2.5pp |
| Annual return | 14.58% | 27.05%-12.5pp | 25.88%-11.3pp | 160.72%-146.1pp |
| Employer contribution / active EE | $1,241 | $2,283-45.6% | $2,965-58.1% | $2,671-53.5% |
| Participant deferral / active EE | $6,232 | $3,929+58.6% | $4,851+28.5% | $4,126+51.0% |
| Admin fee / account holder | $3,897 | $6,717-42.0% | $8,253-52.8% | $5,651-31.0% |