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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,449 | $71,878+74.5% | $86,698+44.7% | $68,486+83.2% |
| Participation rate | 73.8% | 72.2%+1.6pp | 76.6%-2.7pp | 67.9%+6.0pp |
| Annual return | -15.37% | 3.53%-18.9pp | 35.95%-51.3pp | -7.85%-7.5pp |
| Employer contribution / active EE | $1,203 | $2,173-44.7% | $2,837-57.6% | $2,597-53.7% |
| Participant deferral / active EE | $6,155 | $3,779+62.9% | $4,656+32.2% | $4,028+52.8% |
| Admin fee / account holder | $3,560 | $6,113-41.8% | $7,493-52.5% | $5,404-34.1% |