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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $527,477 | $167,533+214.8% | $151,645+247.8% | $134,545+292.0% |
| Participation rate | 33.3% | 88.4%-55.0pp | 87.5%-54.2pp | 81.2%-47.9pp |
| Annual return | -27.11% | 7.81%-34.9pp | 3.34%-30.4pp | 418.37%-445.5pp |
| Employer contribution / active EE | $8,133 | $6,828+19.1% | $6,165+31.9% | $4,742+71.5% |
| Participant deferral / active EE | $9,000 | $8,985+0.2% | $8,363+7.6% | $6,401+40.6% |
| Admin fee / account holder | $0 | $13,781-100.0% | $11,614-100.0% | $11,431-100.0% |