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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,983 | $184,000+57.1% | $162,185+78.2% | $152,909+89.0% |
| Participation rate | 33.3% | 88.5%-55.2pp | 87.6%-54.2pp | 82.5%-49.1pp |
| Annual return | 11.01% | 150.80%-139.8pp | 115.61%-104.6pp | 345.46%-334.5pp |
| Employer contribution / active EE | $7,467 | $6,370+17.2% | $5,613+33.0% | $4,764+56.7% |
| Participant deferral / active EE | $5,867 | $8,033-27.0% | $7,297-19.6% | $5,851+0.3% |
| Admin fee / account holder | $0 | $13,124-100.0% | $10,844-100.0% | $11,601-100.0% |