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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,653 | $111,814+164.4% | $103,378+186.0% | $145,978+102.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.15% | 24.80%-16.6pp | 24.91%-16.8pp | 550.52%-542.4pp |
| Employer contribution / active EE | $27,046 | $4,215+541.7% | $3,870+598.8% | $4,662+480.2% |
| Participant deferral / active EE | $6,278 | $5,618+11.8% | $5,058+24.1% | $6,690-6.2% |
| Admin fee / account holder | $7,890 | $9,764-19.2% | $8,401-6.1% | $13,400-41.1% |