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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,650 | $48,274-84.2% | $63,244-87.9% | $59,633-87.2% |
| Participation rate | 59.1% | 66.3%-7.2pp | 71.0%-11.9pp | 68.7%-9.5pp |
| Annual return | -1.76% | -240.79%+239.0pp | -70.31%+68.5pp | 2041.45%-2043.2pp |
| Employer contribution / active EE | $1,036 | $1,586-34.7% | $2,322-55.4% | $2,203-52.9% |
| Participant deferral / active EE | $1,647 | $2,343-29.7% | $2,953-44.2% | $3,192-48.4% |
| Admin fee / account holder | $5 | $3,600-99.9% | $5,893-99.9% | $4,297-99.9% |