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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,776 | $156,398+69.3% | $147,318+79.7% | $138,895+90.6% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 79.9%-2.1pp |
| Annual return | 12.38% | 78.75%-66.4pp | 70.43%-58.1pp | 145.39%-133.0pp |
| Employer contribution / active EE | $19,951 | $4,853+311.1% | $4,593+334.4% | $4,194+375.7% |
| Participant deferral / active EE | $5,638 | $8,237-31.6% | $7,906-28.7% | $6,396-11.9% |
| Admin fee / account holder | $61,384 | $14,976+309.9% | $13,708+347.8% | $12,562+388.6% |