Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,716 | $65,704-66.9% | $94,229-77.0% | $59,633-63.6% |
| Participation rate | 56.1% | 72.1%-16.1pp | 78.8%-22.7pp | 68.7%-12.6pp |
| Annual return | -2.93% | 5.22%-8.2pp | 10.68%-13.6pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $1,690 | $2,021-16.4% | $3,587-52.9% | $2,203-23.3% |
| Participant deferral / active EE | $3,203 | $3,143+1.9% | $4,320-25.9% | $3,192+0.3% |
| Admin fee / account holder | $590 | $4,265-86.2% | $6,269-90.6% | $4,297-86.3% |