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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,177 | $73,978-29.5% | $96,515-45.9% | $75,173-30.6% |
| Participation rate | 64.4% | 66.4%-2.0pp | 74.3%-9.9pp | 67.2%-2.8pp |
| Annual return | 18.84% | 26.72%-7.9pp | 35.73%-16.9pp | 160.72%-141.9pp |
| Employer contribution / active EE | $0 | $2,931-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,662 | $3,660+82.0% | $4,880+36.5% | $4,126+61.5% |
| Admin fee / account holder | $314 | $5,219-94.0% | $6,735-95.3% | $5,651-94.4% |