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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,171 | $72,273+9.5% | $101,275-21.8% | $79,856-0.9% |
| Participation rate | 61.1% | 68.5%-7.3pp | 75.8%-14.7pp | 69.6%-8.5pp |
| Annual return | 17.59% | 22.30%-4.7pp | 46.48%-28.9pp | 31.71%-14.1pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,532 | $3,282+68.6% | $4,371+26.6% | $3,741+47.9% |
| Admin fee / account holder | $12,163 | $4,401+176.3% | $5,948+104.5% | $5,306+129.2% |