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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,162 | $86,701+122.8% | $73,309+163.5% | $125,389+54.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | 1.13% | 2.78%-1.7pp | 5.67%-4.5pp | 282.24%-281.1pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $6,523 | $5,549+17.5% | $4,991+30.7% | $5,352+21.9% |
| Admin fee / account holder | $11,814 | $7,768+52.1% | $5,635+109.7% | $9,541+23.8% |