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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,782 | $94,031-75.8% | $115,768-80.3% | $82,448-72.4% |
| Participation rate | 97.3% | 70.4%+26.9pp | 74.4%+22.9pp | 68.1%+29.2pp |
| Annual return | 20.27% | 20.61%-0.3pp | 100.46%-80.2pp | 41.64%-21.4pp |
| Employer contribution / active EE | $1,735 | $2,323-25.3% | $2,940-41.0% | $2,551-32.0% |
| Participant deferral / active EE | $3,828 | $3,972-3.6% | $4,917-22.1% | $4,139-7.5% |
| Admin fee / account holder | $1,496 | $10,249-85.4% | $12,439-88.0% | $7,234-79.3% |