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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,782 | $97,648-76.7% | $121,663-81.3% | $87,485-74.0% |
| Participation rate | 97.3% | 70.5%+26.8pp | 74.5%+22.8pp | 68.9%+28.4pp |
| Annual return | 20.27% | 18.03%+2.2pp | 147.54%-127.3pp | 26.06%-5.8pp |
| Employer contribution / active EE | $1,735 | $2,300-24.6% | $3,020-42.6% | $2,596-33.2% |
| Participant deferral / active EE | $3,828 | $3,923-2.4% | $4,887-21.7% | $4,274-10.4% |
| Admin fee / account holder | $1,496 | $11,100-86.5% | $14,289-89.5% | $7,775-80.8% |