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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,866 | $135,645-45.5% | $110,243-33.0% | $135,380-45.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.67% | 513.24%-518.9pp | 314.76%-320.4pp | 519.81%-525.5pp |
| Employer contribution / active EE | $5,652 | $4,907+15.2% | $3,827+47.7% | $4,779+18.3% |
| Participant deferral / active EE | $6,951 | $5,507+26.2% | $4,672+48.8% | $5,609+23.9% |
| Admin fee / account holder | $992 | $11,458-91.3% | $8,548-88.4% | $10,828-90.8% |