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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,856 | $144,124-43.2% | $117,857-30.5% | $147,585-44.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 10.02% | 531.17%-521.2pp | 335.09%-325.1pp | 578.57%-568.6pp |
| Employer contribution / active EE | $12,621 | $4,897+157.8% | $3,786+233.4% | $4,876+158.8% |
| Participant deferral / active EE | $11,100 | $5,316+108.8% | $4,482+147.7% | $5,439+104.1% |
| Admin fee / account holder | $16,534 | $10,886+51.9% | $8,020+106.2% | $10,885+51.9% |