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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,127 | $111,814+137.1% | $103,374+156.5% | $145,959+81.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 16.07% | 24.77%-8.7pp | 24.89%-8.8pp | 561.95%-545.9pp |
| Employer contribution / active EE | $14,270 | $4,214+238.7% | $3,869+268.8% | $4,661+206.2% |
| Participant deferral / active EE | $15,445 | $5,618+174.9% | $5,058+205.4% | $6,689+130.9% |
| Admin fee / account holder | $1,482 | $9,754-84.8% | $8,394-82.3% | $13,398-88.9% |