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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,682 | $53,128+51.9% | $86,582-6.8% | $70,126+15.1% |
| Participation rate | 62.3% | 65.3%-3.0pp | 73.5%-11.3pp | 69.5%-7.2pp |
| Annual return | 14.16% | 27.66%-13.5pp | 965.08%-950.9pp | 73.15%-59.0pp |
| Employer contribution / active EE | $1,259 | $2,068-39.1% | $2,839-55.7% | $2,343-46.3% |
| Participant deferral / active EE | $2,657 | $2,695-1.4% | $3,609-26.4% | $3,332-20.2% |
| Admin fee / account holder | $692 | $3,584-80.7% | $4,904-85.9% | $4,645-85.1% |