Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,855 | $72,269-47.6% | $101,271-62.6% | $79,852-52.6% |
| Participation rate | 46.4% | 68.5%-22.0pp | 75.8%-29.4pp | 69.6%-23.2pp |
| Annual return | -6.55% | 22.29%-28.8pp | 46.48%-53.0pp | 31.72%-38.3pp |
| Employer contribution / active EE | $995 | $2,692-63.0% | $3,660-72.8% | $2,471-59.7% |
| Participant deferral / active EE | $3,501 | $3,282+6.7% | $4,371-19.9% | $3,740-6.4% |
| Admin fee / account holder | $504 | $4,401-88.5% | $5,948-91.5% | $5,306-90.5% |